Get Started Today!

FHA Energy Efficient Mortgage.

This unique program allows anyone purchasing or refinancing to add the cost of energy efficient upgrades to their home loan with NO ADDITIONAL QUALIFING.

California Housing Finance Agency's Cal-EEM + GRANT.

This outstanding opportunity for anyone purchasing a home using a CALHFA FHA loan. It has often been referred to as the best kept home loan secret. The benefits to this program actually sound almost too good to be true.

Download your Energy Efficient Mortgage Disclosure Document and keep your Realtor/Lender accountable!

Mission

Educate and Empower Homebuyers about Government and Utility energy efficient incentive programs at time of sale. As a homebuyer you may be entitled to THOUSANDS of dollars from major utilities.

Federal, State, and Utility Energy Efficiency Programs

FHA Energy Efficient Mortgage (EEM)

How it works: 5% of the appraised value can be used for energy efficient upgrades with no additional qualifying. This applies to anyone purchasing or refinancing with an FHA loan.

Fannie Mae NEW Homestyle Energy Mortgage

How it Works: 15% of the appraised value can be used for energy efficient upgrades with NO ADDITIONAL QUALIFYING.

All of the above programs (1-4) can be used for purchases and refinancing.

FHA 203K Streamline Rehab Loan

How it Works: Homebuyers can access up to $35,000 for all types of home improvements including energy efficient upgrades (homebuyers must qualify for the $35,000).

CalHFA Cal-EEM + Grant

How it Works: 5% of the appraised value for the Energy Efficient Mortgage plus an additional 4% for energy efficient upgrades for free.  This program is currently for purchases only.

VA Energy Efficient Mortgage (EEM)

How it Works: Homebuyers can access $6,000 with NO ADDITIONAL QUALIFYING.

Utility Cash Rebate Programs

How it Works: Major California utility companies such as Socal Gas, Edison, San Diego gas and electric, and PG&E are offering substantial cash rebate incentives to consumers installing cost effective energy efficient upgrades. These cash incentives can total as much as $10,000 as a reward for increasing the efficiency and comfort of your home.

What people are saying…

Working with Ray Hall to help facilitate the entire EEM process was simple because he knew the exact steps in the process and was able to anticipate what needed to be done when. This is a time when you need an expert to walk you through. Ariel Coss

Realtor Assistant, Realty One Group

I love how comfortable my home is and how low my bills are. I am so glad I was able to use such a great program. Larry & Maria Velarde

Retired

Get your homebuyers guide and learn about what your realtor isn't telling you.

Get your homebuyers guide and learn about what your realtor isn't telling you.

THANK YOU! Your guide to is on it's way.

Pin It on Pinterest

Shares
Share This